Blog Posts
How to Erase Inquiries from Credit Report?
When reviewing your credit report, you may encounter a list of credit inquiries. These entries often raise questions, especially for...
How Long Do Tradelines Stay on Your Credit?
How long do tradelines stay on your credit? This is one of the most common—and important—questions clients ask when reviewing their credit...
FTC Bans Student Loan Fraudsters and Recovers Millions in Debt Relief Scam
Student loan borrowers already face enough stress without worrying about scams. Unfortunately, some fraudsters prey on that stress and...
9 Credit Repair Tips Every Consumer Should Know
Understanding the right credit repair tips can make a lasting impact on your financial health. Credit repair is the process of...
What Does Updated Tradeline Mean on My Credit Report?
If you’ve ever checked your credit report and come across the phrase “updated tradeline,” you may have wondered what it really means....
How to Qualify for an FHA Loan After Chapter 13 Discharge
FHA loans after Chapter 13 discharge provide a realistic path to homeownership for individuals working to rebuild their financial future....
Who Does Rental Kharma Report To?
Many renters don’t realize their monthly rent payments can directly help build their credit. Traditionally, landlords don't report rent...
Can I Lease a Car with 500 Credit Score?
Many people ask, Can I lease a car with a 500 credit score? The short answer is that it is possible but challenging. Leasing companies use...
Does Checking Your Credit Score Lower It?
Many consumers worry that simply checking their credit score will lower it, preventing them from monitoring their financial health. This...
Is 720 a Good Credit Score? What It Means for You
Having good credit is essential for financial stability, and a 720 credit score falls within the "good" range of most credit scoring...
How to Remove Hard Inquiries from Your Credit Report?
When learning how to remove hard inquiries from your credit report, it’s essential to understand their impact on your credit score. Hard...
Credit Repair for Mortgage Approval: How to Secure Your Dream Home
Credit repair for mortgage approval is essential for homebuyers looking to qualify for competitive loan terms. A strong credit profile...