by Tim Sanders | Apr 21, 2026 | All, Consumer Rights, Laws & Industry Updates
Estimated reading time: 17 minutes Key Takeaways Social media has changed how people get financial advice, often misleading them with unlawful credit repair tricks. Finfluencers lack proper training and often promote dangerous, illegal tactics for quick credit fixes....
by Tim Sanders | Apr 14, 2026 | Credit Repair Basics & Process, Debt, Collections & Settlements
Summary Credit repair vs debt settlement helps address incorrect information and unmanageable debt, respectively. Credit repair focuses on improving your credit score by disputing inaccuracies, while debt settlement involves negotiating with creditors to pay less than...
by Tim Sanders | Apr 7, 2026 | Consumer Rights, Laws & Industry Updates
Summary Credit repair scams exploit vulnerable individuals seeking quick fixes for their financial troubles. Legitimate credit repair helps consumers dispute inaccurate items on their reports legally and ethically. Red flags for scams include paying upfront, promises...
by Tim Sanders | Mar 31, 2026 | All, Credit Report Errors & Disputes
Summary Credit report errors that Florida consumers face can significantly impact mortgage approvals and business funding. Common errors include incorrect late payments, mixed files, outdated information, and fraudulent accounts. Regularly reviewing your credit...
by Tim Sanders | Mar 24, 2026 | All, Consumer Rights, Laws & Industry Updates
Summary Medical debt can appear on your credit report after being sent to a collection agency, affecting your financial stability. Recent changes, like a one-year grace period and removal of paid collections, help protect consumers from unfair credit damage. To manage...
